/* ============================================
   LEDGER TO OWNER — Global Design System
   Brand: Navy + Gold + Slate + White
   ============================================ */

/* ---------- CSS Variables ---------- */
:root {
  --navy:       #1B2A4A;
  --navy-dark:  #111D35;
  --navy-light: #253861;
  --gold:       #C9933A;
  --gold-light: #E8B86D;
  --gold-pale:  #FDF4E7;
  --slate:      #64748B;
  --slate-light:#94A3B8;
  --white:      #FFFFFF;
  --off-white:  #F8FAFC;
  --light-gray: #F1F5F9;
  --border:     #E2E8F0;
  --text-dark:  #1E293B;
  --text-mid:   #475569;
  --text-light: #94A3B8;
  --success:    #16A34A;
  --radius-sm:  6px;
  --radius-md:  12px;
  --radius-lg:  20px;
  --shadow-sm:  0 1px 3px rgba(0,0,0,0.08);
  --shadow-md:  0 4px 16px rgba(0,0,0,0.10);
  --shadow-lg:  0 10px 40px rgba(0,0,0,0.12);
  --font-body:  'Inter', system-ui, sans-serif;
  --font-head:  'Playfair Display', Georgia, serif;
  --max-w:      1160px;
  --max-w-blog: 780px;
}

/* ---------- Reset & Base ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--gold); text-decoration: none; transition: color .2s; }
a:hover { color: var(--gold-light); }
ul { list-style: none; }
h1,h2,h3,h4,h5 { font-family: var(--font-head); line-height: 1.25; color: var(--navy); }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.1rem; font-family: var(--font-body); font-weight: 700; }
p { color: var(--text-mid); margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

/* ---------- Layout Utilities ---------- */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.container-blog { max-width: var(--max-w-blog); margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section-sm { padding: 48px 0; }
.section-lg { padding: 100px 0; }
.text-center { text-align: center; }
.flex { display: flex; }
.flex-col { flex-direction: column; }
.items-center { align-items: center; }
.gap-4 { gap: 16px; }
.gap-6 { gap: 24px; }
.gap-8 { gap: 32px; }
.grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.mb-2 { margin-bottom: 8px; }
.mb-4 { margin-bottom: 16px; }
.mb-6 { margin-bottom: 24px; }
.mb-8 { margin-bottom: 32px; }
.mt-4 { margin-top: 16px; }
.mt-6 { margin-top: 24px; }
.mt-8 { margin-top: 32px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all .25s ease;
  text-decoration: none;
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold);
  color: var(--white);
  border-color: var(--gold);
}
.btn-primary:hover {
  background: #b07e2a;
  border-color: #b07e2a;
  color: var(--white);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(201,147,58,0.35);
}
.btn-secondary {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-secondary:hover {
  background: var(--navy);
  color: var(--white);
  transform: translateY(-1px);
}
.btn-white {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}
.btn-white:hover {
  background: var(--gold-pale);
  color: var(--gold);
  border-color: var(--gold-pale);
}
.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}
.btn-outline-gold:hover {
  background: var(--gold);
  color: var(--white);
}
.btn-sm { padding: 10px 20px; font-size: 0.875rem; }
.btn-lg { padding: 18px 36px; font-size: 1.05rem; }

/* ---------- Badges & Labels ---------- */
.badge {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: .04em;
  text-transform: uppercase;
}
.badge-gold { background: var(--gold-pale); color: var(--gold); }
.badge-navy { background: #E8EDF5; color: var(--navy); }
.badge-green { background: #DCFCE7; color: #15803D; }
.badge-new { background: #FEF3C7; color: #92400E; }
.badge-free { background: #D1FAE5; color: #065F46; }

/* ---------- Navigation ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
/* ── Logo: compact stacked ── */
.nav-logo {
  display: flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
  flex-shrink: 0;
}
.nav-logo:hover .logo-text-ledger,
.nav-logo:hover .logo-text-owner { color: var(--gold); }
.logo-icon {
  width: 34px;
  height: 34px;
  background: var(--navy);
  border-radius: 7px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-size: 0.95rem;
  flex-shrink: 0;
}
.logo-text-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  line-height: 1.1;
  font-family: var(--font-head);
  font-weight: 700;
}
.logo-text-ledger {
  font-size: 0.92rem;
  color: var(--navy);
  transition: color .2s;
  letter-spacing: .01em;
}
.logo-text-to {
  font-size: 0.58rem;
  color: var(--gold);
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  line-height: 1.4;
}
.logo-text-owner {
  font-size: 0.92rem;
  color: var(--navy);
  transition: color .2s;
  letter-spacing: .01em;
}

/* ── Nav links ── */
.nav-links {
  display: flex;
  align-items: center;
  gap: 0;
  flex: 1;
  justify-content: center;
}
.nav-links li { list-style: none; }
.nav-links a {
  display: block;
  padding: 5px 12px;
  color: var(--text-mid);
  font-size: 0.82rem;
  font-weight: 500;
  white-space: nowrap;
  transition: color .2s, background .2s;
  border-radius: 5px;
}
.nav-links a:hover,
.nav-links a.active {
  color: var(--navy);
  background: var(--off-white);
}

/* ── CTA ── */
.nav-cta {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
  margin-left: 12px;
  padding-left: 16px;
  border-left: 1px solid var(--border);
}
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
  background: none;
  border: none;
}
.hamburger span {
  width: 24px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: all .3s;
}
.mobile-menu {
  display: none;
  position: fixed;
  top: 68px;
  left: 0; right: 0;
  background: var(--white);
  padding: 24px;
  border-top: 1px solid var(--border);
  box-shadow: var(--shadow-lg);
  z-index: 99;
}
.mobile-menu.open { display: flex; flex-direction: column; gap: 16px; }
.mobile-menu a {
  color: var(--navy);
  font-size: 1rem;
  font-weight: 500;
  padding: 8px 0;
  border-bottom: 1px solid var(--border);
}

/* ---------- Disclosure Banner ---------- */
.disclosure-bar {
  background: var(--gold-pale);
  border-bottom: 1px solid #F3D8A0;
  padding: 10px 24px;
  text-align: center;
  font-size: 0.8rem;
  color: var(--text-mid);
}
.disclosure-bar a { color: var(--gold); }

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy-light) 60%, #2C4A7C 100%);
  color: var(--white);
  padding: 96px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -100px; right: -100px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(201,147,58,0.15) 0%, transparent 70%);
  pointer-events: none;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 60px;
  align-items: center;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,147,58,0.15);
  border: 1px solid rgba(201,147,58,0.3);
  color: var(--gold-light);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero h1 span { color: var(--gold-light); }
.hero-lead { font-size: 1.1rem; color: rgba(255,255,255,0.8); margin-bottom: 32px; max-width: 520px; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.hero-stats {
  display: flex;
  gap: 32px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.15);
}
.hero-stat-num { font-size: 1.6rem; font-weight: 700; color: var(--gold-light); font-family: var(--font-head); }
.hero-stat-lbl { font-size: 0.8rem; color: rgba(255,255,255,0.6); }
.hero-card {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius-lg);
  padding: 32px;
  backdrop-filter: blur(10px);
}
.hero-card-title { color: var(--gold-light); font-size: 0.75rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; margin-bottom: 20px; }
.journey-step {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.journey-step:last-child { border-bottom: none; }
.step-num {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(201,147,58,0.2);
  border: 1px solid rgba(201,147,58,0.4);
  color: var(--gold-light);
  font-size: 0.8rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.step-num.done { background: rgba(22,163,74,0.2); border-color: rgba(22,163,74,0.4); color: #4ADE80; }
.step-info { flex: 1; }
.step-label { color: rgba(255,255,255,0.9); font-size: 0.9rem; font-weight: 600; }
.step-sub { color: rgba(255,255,255,0.5); font-size: 0.78rem; }
.step-badge { font-size: 0.7rem; padding: 3px 8px; }

/* ---------- Section Headers ---------- */
.section-header { max-width: 640px; margin: 0 auto 56px; text-align: center; }
.section-eyebrow {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 10px;
}
.section-header h2 { margin-bottom: 14px; }
.section-header p { font-size: 1.05rem; color: var(--text-mid); }

/* ---------- Cards ---------- */
.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 28px;
  transition: all .25s ease;
}
.card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  border-color: #C9933A30;
}
.card-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--gold-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 16px;
}
.card-icon.navy { background: #E8EDF5; }

/* ---------- Affiliate Offer Cards ---------- */
.offer-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: all .25s ease;
  display: flex;
  flex-direction: column;
}
.offer-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.offer-card-top {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 24px;
  display: flex;
  align-items: center;
  gap: 14px;
}
.offer-logo-placeholder {
  width: 52px;
  height: 52px;
  border-radius: 10px;
  background: rgba(255,255,255,0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  flex-shrink: 0;
}
.offer-name { color: var(--white); font-weight: 700; font-size: 1.05rem; }
.offer-category { color: rgba(255,255,255,0.6); font-size: 0.8rem; }
.offer-body { padding: 24px; flex: 1; display: flex; flex-direction: column; }
.offer-commission {
  display: flex;
  align-items: baseline;
  gap: 6px;
  margin-bottom: 12px;
}
.offer-commission-num { font-size: 1.6rem; font-weight: 800; color: var(--gold); font-family: var(--font-head); }
.offer-commission-label { font-size: 0.8rem; color: var(--text-light); }
.offer-desc { font-size: 0.875rem; color: var(--text-mid); margin-bottom: 16px; flex: 1; }
.offer-meta { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 16px; }
.offer-meta-item { font-size: 0.78rem; color: var(--text-light); display: flex; align-items: center; gap: 4px; }

/* ---------- Phase / Roadmap ---------- */
.roadmap-phase {
  display: flex;
  gap: 24px;
  padding: 32px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  transition: all .25s;
}
.roadmap-phase:hover { box-shadow: var(--shadow-md); }
.phase-num-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0;
}
.phase-num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold-light);
  font-weight: 800;
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-family: var(--font-head);
}
.phase-line { width: 2px; flex: 1; background: var(--border); margin-top: 8px; }
.phase-content { flex: 1; }
.phase-title { font-size: 1.15rem; margin-bottom: 6px; }
.phase-timeline { font-size: 0.8rem; color: var(--gold); font-weight: 600; margin-bottom: 10px; }
.phase-checklist { display: flex; flex-direction: column; gap: 6px; margin-top: 12px; }
.phase-check {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 0.875rem;
  color: var(--text-mid);
}
.phase-check::before { content: '✓'; color: var(--success); font-weight: 700; margin-top: 1px; flex-shrink: 0; }
.phase-check.upcoming::before { content: '○'; color: var(--text-light); }

/* ---------- Article Cards ---------- */
.article-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: all .25s ease;
  display: flex;
  flex-direction: column;
}
.article-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.article-card-img {
  height: 180px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  position: relative;
  overflow: hidden;
}
.article-card-img::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 50%;
  background: linear-gradient(to top, rgba(0,0,0,0.2), transparent);
}
.article-card-body { padding: 24px; flex: 1; display: flex; flex-direction: column; }
.article-card-meta { display: flex; align-items: center; gap: 10px; margin-bottom: 10px; }
.article-card-date { font-size: 0.78rem; color: var(--text-light); }
.article-card h3 { font-size: 1.05rem; margin-bottom: 8px; line-height: 1.4; }
.article-card h3 a { color: var(--navy); }
.article-card h3 a:hover { color: var(--gold); }
.article-card p { font-size: 0.875rem; color: var(--text-mid); flex: 1; margin-bottom: 16px; }
.read-more { font-size: 0.875rem; font-weight: 600; color: var(--gold); display: flex; align-items: center; gap: 4px; }
.read-more:hover { gap: 8px; }

/* ---------- Checklist / List Components ---------- */
.check-list { display: flex; flex-direction: column; gap: 10px; }
.check-item { display: flex; align-items: flex-start; gap: 10px; font-size: 0.9rem; color: var(--text-mid); }
.check-icon { font-size: 1rem; flex-shrink: 0; margin-top: 2px; }

/* ---------- Progress Bar ---------- */
.progress-bar-wrap { background: var(--light-gray); border-radius: 50px; height: 8px; overflow: hidden; margin: 8px 0; }
.progress-bar-fill { height: 100%; border-radius: 50px; background: linear-gradient(90deg, var(--gold), var(--gold-light)); transition: width 1s ease; }

/* ---------- Income Tracker ---------- */
.income-table { width: 100%; border-collapse: collapse; }
.income-table th {
  background: var(--navy);
  color: var(--white);
  padding: 12px 16px;
  font-size: 0.8rem;
  font-weight: 600;
  text-align: left;
  letter-spacing: .04em;
  text-transform: uppercase;
}
.income-table td { padding: 12px 16px; border-bottom: 1px solid var(--border); font-size: 0.875rem; color: var(--text-mid); }
.income-table tr:last-child td { border-bottom: none; }
.income-table tr:hover td { background: var(--off-white); }
.income-total td { font-weight: 700; color: var(--navy); background: var(--gold-pale); }

/* ---------- Lead Magnet / Opt-in Box ---------- */
.optin-box {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-lg);
  padding: 48px;
  text-align: center;
  color: var(--white);
}
.optin-box h2 { color: var(--white); margin-bottom: 12px; }
.optin-box p { color: rgba(255,255,255,0.75); margin-bottom: 28px; font-size: 1.05rem; }
.optin-form { display: flex; gap: 12px; max-width: 500px; margin: 0 auto; }
.optin-form input {
  flex: 1;
  padding: 14px 20px;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(255,255,255,0.2);
  background: rgba(255,255,255,0.1);
  color: var(--white);
  font-size: 0.95rem;
}
.optin-form input::placeholder { color: rgba(255,255,255,0.5); }
.optin-form input:focus { outline: none; border-color: var(--gold-light); }
.optin-privacy { font-size: 0.75rem; color: rgba(255,255,255,0.4); margin-top: 12px; }

/* ---------- Sidebar ---------- */
.sidebar-widget {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 24px;
  margin-bottom: 24px;
}
.sidebar-widget h4 { margin-bottom: 16px; font-size: 0.9rem; text-transform: uppercase; letter-spacing: .06em; color: var(--navy); }
.sidebar-affiliate {
  background: var(--gold-pale);
  border: 1px solid #F3D8A0;
  border-radius: var(--radius-md);
  padding: 24px;
  margin-bottom: 24px;
  text-align: center;
}
.sidebar-affiliate .commission { font-size: 1.4rem; font-weight: 800; color: var(--gold); font-family: var(--font-head); }
.sidebar-affiliate p { font-size: 0.8rem; color: var(--text-mid); margin: 6px 0 14px; }

/* ---------- Article Layout ---------- */
.article-layout {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 48px;
  align-items: start;
}
.article-content h2 { margin: 2rem 0 1rem; }
.article-content h3 { margin: 1.5rem 0 .75rem; color: var(--navy-light); }
.article-content p { color: var(--text-dark); line-height: 1.8; }
.article-content ul, .article-content ol {
  margin: 1rem 0 1rem 1.5rem;
  color: var(--text-dark);
  line-height: 1.8;
}
.article-content ul li, .article-content ol li { margin-bottom: .5rem; }
.article-content blockquote {
  border-left: 4px solid var(--gold);
  background: var(--gold-pale);
  padding: 20px 24px;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  margin: 1.5rem 0;
  font-style: italic;
}
.article-cta-box {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-md);
  padding: 28px;
  text-align: center;
  color: var(--white);
  margin: 2rem 0;
}
.article-cta-box h3 { color: var(--gold-light); margin-bottom: 8px; }
.article-cta-box p { color: rgba(255,255,255,0.75); margin-bottom: 16px; }
.inline-disclosure {
  background: var(--gold-pale);
  border-left: 3px solid var(--gold);
  padding: 12px 16px;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-size: 0.8rem;
  color: var(--text-mid);
  margin-bottom: 1.5rem;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.7);
  padding: 60px 0 24px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 280px 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}
.footer-brand p { color: rgba(255,255,255,0.55); font-size: 0.875rem; margin-top: 14px; line-height: 1.7; }
.footer-col h4 { color: var(--white); font-size: 0.85rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; margin-bottom: 16px; font-family: var(--font-body); }
.footer-col a { display: block; color: rgba(255,255,255,0.55); font-size: 0.875rem; margin-bottom: 10px; transition: color .2s; }
.footer-col a:hover { color: var(--gold-light); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.8rem;
}
.footer-legal { display: flex; gap: 24px; }
.footer-legal a { color: rgba(255,255,255,0.4); }
.footer-legal a:hover { color: rgba(255,255,255,0.7); }

/* ---------- Background Variants ---------- */
.bg-white { background: var(--white); }
.bg-off-white { background: var(--off-white); }
.bg-light { background: var(--light-gray); }
.bg-gold-pale { background: var(--gold-pale); }
.bg-navy { background: var(--navy); }
.bg-navy-dark { background: var(--navy-dark); }

/* ---------- Dividers & Ornaments ---------- */
.divider { border: none; border-top: 1px solid var(--border); margin: 0; }
.gold-rule { height: 4px; width: 60px; background: var(--gold); border-radius: 2px; margin: 0 auto 20px; }

/* ---------- Highlight Box ---------- */
.highlight-box {
  background: var(--gold-pale);
  border: 1px solid #F3D8A0;
  border-radius: var(--radius-md);
  padding: 24px 28px;
}
.highlight-box.blue {
  background: #EFF6FF;
  border-color: #BFDBFE;
}

/* ---------- Stats / Numbers ---------- */
.stat-block { text-align: center; padding: 24px; }
.stat-num { font-size: 2.4rem; font-weight: 800; color: var(--gold); font-family: var(--font-head); line-height: 1; }
.stat-label { font-size: 0.875rem; color: var(--text-mid); margin-top: 6px; }

/* ---------- Tag Cloud ---------- */
.tag { display: inline-block; background: var(--light-gray); color: var(--text-mid); padding: 4px 10px; border-radius: 4px; font-size: 0.78rem; margin: 3px; }
.tag:hover { background: var(--gold-pale); color: var(--gold); }

/* ---------- Testimonial ---------- */
.testimonial {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 28px;
  position: relative;
}
.testimonial::before {
  content: '"';
  position: absolute;
  top: 16px; left: 24px;
  font-size: 4rem;
  color: var(--gold-pale);
  font-family: var(--font-head);
  line-height: 1;
}
.testimonial-text { font-style: italic; color: var(--text-mid); margin-bottom: 16px; padding-top: 24px; }
.testimonial-author { font-size: 0.875rem; font-weight: 700; color: var(--navy); }
.testimonial-role { font-size: 0.78rem; color: var(--text-light); }

/* ---------- Table of Contents ---------- */
.toc {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 24px;
  margin-bottom: 2rem;
}
.toc h4 { font-size: 0.9rem; margin-bottom: 12px; color: var(--navy); }
.toc ol { padding-left: 20px; }
.toc li { margin-bottom: 6px; }
.toc a { color: var(--text-mid); font-size: 0.875rem; }
.toc a:hover { color: var(--gold); }

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-card { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .article-layout { grid-template-columns: 1fr; }
  .sidebar { order: -1; display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
  .sidebar .sidebar-widget, .sidebar .sidebar-affiliate { margin-bottom: 0; }
}
@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .hero { padding: 60px 0; }
  .hero-stats { gap: 20px; }
  .footer-grid { grid-template-columns: 1fr; }
  .optin-form { flex-direction: column; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .sidebar { grid-template-columns: 1fr; }
  .roadmap-phase { flex-direction: column; }
}
@media (max-width: 480px) {
  .hero-btns { flex-direction: column; }
  .btn { width: 100%; justify-content: center; }
  .hero-stats { flex-direction: column; gap: 12px; }
}

/* ---------- Animations ---------- */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}
.fade-in { animation: fadeInUp .5s ease forwards; }
.fade-in-delay-1 { animation-delay: .1s; opacity: 0; animation-fill-mode: forwards; }
.fade-in-delay-2 { animation-delay: .2s; opacity: 0; animation-fill-mode: forwards; }
.fade-in-delay-3 { animation-delay: .3s; opacity: 0; animation-fill-mode: forwards; }

/* ---------- Utility ---------- */
.text-gold { color: var(--gold); }
.text-navy { color: var(--navy); }
.text-white { color: var(--white); }
.text-mid { color: var(--text-mid); }
.font-head { font-family: var(--font-head); }
.font-bold { font-weight: 700; }
.font-sm { font-size: 0.875rem; }
.rounded { border-radius: var(--radius-md); }
.shadow { box-shadow: var(--shadow-md); }
.w-full { width: 100%; }
.hidden { display: none; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); }