Full Disclosure
Ledger to Owner participates in affiliate marketing programs. This means that when you click on certain links on this site and make a purchase, I may receive a commission from the company whose product or service you purchased.
This commission comes at no additional cost to you. In many cases, affiliate links come with special discounts for readers — I note this when applicable.
FTC Compliance
In accordance with the Federal Trade Commission's guidelines (16 CFR Part 255), I disclose my affiliate relationships clearly and prominently near any affiliate link. I do not bury disclosures or make them hard to find.
Every page on this site that includes affiliate links displays the following notice: "This post/page contains affiliate links. I may earn a commission at no extra cost to you."
Which Affiliate Programs I'm In (or Applying To)
The following is a list of affiliate programs I participate in or intend to apply to, along with publicly disclosed commission rates where available:
| Company | Product Type | Public Commission | Network |
|---|---|---|---|
| Bookkeepers.com | Bookkeeping Training | 15% per enrollment · 60-day cookie | Direct |
| FreshBooks | Accounting Software | Up to $200 per paid subscriber | Awin |
| Gusto | Payroll & HR | $200+ per sale · 120-day cookie | PartnerStack |
| Melio | Bill Pay / AP | $300 business / $600 accountant · 90-day cookie | PartnerStack |
| LegalZoom | Business Formation | $125+ CPA · 30-day window | Impact |
| HubSpot | CRM / Marketing | 30% recurring up to 1 year · 180-day cookie | Impact |
| Webflow | Website Builder | 50% revenue share up to 12 months · 90-day cookie | PartnerStack |
| Relay | Business Banking | $50–$300 per client onboarded | Direct |
| Tailor Brands | LLC Formation | $150–$250 per LLC formed | Awin |
| Coursera | Online Courses | 15%–45% on eligible purchases | Direct |
Commission rates are based on publicly disclosed information at time of writing. Rates may change. I note when I am not yet accepted into a program.
My Promise to You
- I will never recommend a product solely because it pays a higher commission.
- When I haven't personally used a product, I will say so clearly.
- I will always disclose the commission rate I earn alongside any recommendation.
- My monthly income reports will show exactly what I earned from each source.
- If I stop recommending a product, I will update or remove affiliate links promptly.
Non-Affiliate Links
Not every link on this site is an affiliate link. Links to free resources (AccountingCoach, Intuit Academy, YouTube channels, SBA, FTC guidelines) are non-affiliate and included because they are genuinely useful.
Questions?
If you ever want to know whether a specific link is an affiliate link, or if you have questions about any recommendation, please contact me. I'll respond honestly.